GeniusCash 2027 Scholarship

About the GeniusCash scholarship

We're looking for students dedicated to academic excellence, no matter what field of study you’re enrolled in. The chosen student will be awarded $5,000 CAD, which may be used towards the cost of your studies, helping you get a head start on your personal finance journey.

Paying for post-secondary education can be a daunting task. With tuition costs rising, textbook prices at an all-time high, and the cost of living going up every day, the financial burden for students is real. That's why building personal finance habits is crucial to achieving financial independence and living life the way you want.

We truly believe that students are the future movers and shakers of Canada. We want to help the next generation alleviate some of the financial burden that comes with pursuing your dreams.

Scholarship qualifications

To qualify for the GeniusCash scholarship, you must:

• Be a full-time graduate or undergraduate student enrolled and attending a Canadian university or college
• Demonstrate academic achievement with a minimum GPA of 3.5 (or equivalent)
• Submit a short write-up (1 paragraph) with your application indicating which Quest(s) in the GeniusCash app taught you the most about personal finance and how what you learned will help you in daily life
• Be a citizen or permanent resident of Canada

Scholarship deadline: October 1, 2027

Applications open on November 2, 2026. The application deadline for this scholarship is 11:59 PM Friday, October 1, 2027 (Atlantic Time).

The recipient will be notified within 10 business days of the deadline and will be contacted at the email address provided at the time of application. Up to 3 attempts will be made to contact the recipient within 3 business days following our decision. If the recipient does not or cannot accept the scholarship for any reason, it may be forfeited and a new recipient selected, at our sole discretion. We are not responsible for any failure to receive notification or for receiving the recipient's response.

The chosen recipient will be announced on or before Friday, October 29, 2027.

Ready to apply?

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Past scholarship recipients

We’re proud to have offered scholarships to students across Canada for 8 years running, courtesy of our 3 brands: creditcardGenius, moneyGenius, and GeniusCash.

• 2026 – $5K GeniusCash Scholarship: Jessie McKinnon
• 2025 – $2K creditcardGenius Scholarship: Marley MacDonald
• 2025 – $2K moneyGenius Scholarship: Chanah James
• 2024 – $2K creditcardGenius Scholarship: Tyla-Jane Jackson
• 2024 – $2K moneyGenius Scholarship: Andriy Hrabchuk
• 2023 – $2K creditcardGenius Scholarship: Daniel Gardiner
• 2023 – $2K moneyGenius Scholarship: Roger Bridge
• 2022 – $2K creditcardGenius Scholarship: Z. Wolf
• 2022 – $2K moneyGenius Scholarship: April Quill
• 2021 – $2K creditcardGenius Scholarship: Arshdeep Sarpal
• 2021 – $2K HowToSaveMoney Scholarship: Netanya Castillo
• 2020 – $2K Scholarship: Ariane Freynet-Gagné
• 2020 – $2K HowToSaveMoney Scholarship: Luckmeesa Chabara
• 2019 – $2K creditcardGenius Scholarship: Jennifer Lee

GeniusCash scholarship application

To apply, please submit your information below. All entries must be complete and are subject to our verification, in our sole discretion. Once you've submitted the application, you can check your inbox to confirm your email.

Haven’t downloaded the app yet? You’ll need your GeniusCash email or nickname to apply, so download the free app first.

First Name *

Last Name *

Email *

Confirm Email *

Street Address *

Street Address (line 2)

City *

Province * Please select one Alberta British Columbia Manitoba New Brunswick Newfoundland and Labrador Nova Scotia Ontario Prince Edward Island Quebec Saskatchewan Northwest Territories Nunavut Yukon

Postal Code *

University or college you're currently attending *

Field of Study *

Average GPA (please convert to a 4.0 scale) *

Attach a copy of your transcript (unofficial transcripts are okay for applications) *

Upload size limit is 5MB. Accepted formats: .pdf, .doc, .docx

Are you a Canadian citizen or permanent resident of Canada? *

Yes No

Submit a short write-up (one paragraph) with your application indicating which Quest(s) in the GeniusCash app taught you the most about personal finance and how it will help you in daily life. *

Your GeniusCash app email or nickname *

Tell us about yourself (optional)

Please send me money-saving tips directly to my inbox. It only takes one click to unsubscribe.

By clicking "Submit," you agree to our Privacy Policy and Terms of Service. Notwithstanding our Privacy Policy, by applying for the scholarship, applicants consent to the use of their name, social media handle(s), comments and images, whether on videotape, photograph or any other means, for the administration of the scholarship or any publicity carried out by us, without further notice or compensation.

Scholarship Terms

1. The GeniusCash 2027 Scholarship Canada (the “Scholarship”) is being funded and fulfilled exclusively by GeniusCash (a moneyGenius Inc. business) (the “Business”).
2. The following persons are NOT eligible to receive the Scholarship: Scholarship applicants (“Applicants”) who provide any false information to the Business at any time.
3. To be eligible for the Scholarship, an Applicant must:
1. be a Canadian citizen or permanent resident, who has reached the age of majority in their province or territory of residence at the time of entry;
2. be a Canadian student registered in full-time undergraduate or graduate studies at a Canadian university or college;
3. be committed to academic excellence, with outstanding academic achievement in any field of study; and
4. have a minimum GPA of 3.5 (or equivalent)
4. Applications for the Scholarship can be submitted beginning on November 2, 2026.
5. The application deadline is 11:59 PM Friday, October 1, 2027 (Atlantic Time).
6. All entries must be complete and are subject to verification by the Business, in its sole discretion.
7. The Scholarship will have a value of $5,000 CAD for a period of one (1) year, and may be used to cover the cost of studies or to help the Scholarship recipient (the “Recipient”) start their personal finance journey.
8. The Recipient will be notified within ten (10) business days of the deadline and will be contacted at the email address provided at the time of application.
9. The Business will undertake up to three (3) attempts to contact the Recipient within the timeline noted in paragraph 8 above. If the Recipient does not or cannot accept the Scholarship, for any reason, it may be forfeited and a new Recipient selected, at the sole discretion of the Business.
10. As a condition to being awarded the Scholarship, the Recipient will be responsible for completing a release form to:
1. confirm compliance with all Scholarship Terms and Conditions;
2. agree to accept the Scholarship as awarded;
3. release, discharge and hold harmless the Business, its related and affiliated companies, marketing partners, and each of their respective directors, officers, employees, shareholders, successors, sponsors, partners, licenses, subsidiaries, agents, artists, advisors, assignees, and all others associated with the administration, development and execution of the Scholarship (the "Released Parties") from any and against any and all manner of action, cause of action, claim or demand, loss or injury, use or misuse of the Scholarship, suit, debt, including legal fees and expenses, whatsoever, including but not limited to, failure of any third-party in connection with any aspect of the Scholarship to perform or deliver any goods or services, any act of God or any event beyond the Released Parties’ control, any dissatisfaction of any kind by the Recipient with any aspect of the Scholarship; and
4. indemnify the Released Parties against any loss, damage or expense, including legal fees, that any of the Released Parties may suffer or incur as a result of any non-compliance by the Recipient with any of these Scholarship Terms and Conditions or participation in the Scholarship application process and/or in connection with the acceptance of the Scholarship.
11. The Business is not responsible for:
1. incorrect or inaccurate entry information that may affect a person’s ability to participate in the Scholarship application process or be awarded the Scholarship, including but not limited to human error, technical malfunctions, lost or delayed applications for any reasons, mail failures, omissions, or any combination thereof, and entries that fail to comply with these Scholarship Terms and Conditions;
2. technical failures of any kind, including but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software;
3. any injury to Applicant’s computers or to any other individual’s computer related to or resulting from participating in, or downloading any material regarding the Scholarship or accepting the Scholarship;
4. any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from an Applicant’s participation in the Scholarship application process or receipt or use or misuse of the Scholarship;
5. the security or privacy of information transmitted via computer networks or for breaches of privacy due to interference by third-party computer hackers or otherwise; or
6. late, lost, misdirected or unsuccessful efforts to notify a potential Recipient or for the failure of the Business to receive the Recipient’s response, either their rejection or acceptance of the Scholarship.
12. The Recipient will be announced on or before Friday, October 29, 2027.
13. Without limiting the foregoing, if, for any reason, the Scholarship cannot be awarded as originally planned for any reason, the Business reserves the right, at its sole discretion, to modify, amend, or cancel the Scholarship at any time without notice. The Business shall have full discretion to decide all questions regarding the awarding of the Scholarship and the administration of these Scholarship Terms and Conditions. Applicants shall have no claim against the Business on the basis of the failure to award the Scholarship, or the Business’ evaluation of applications.
14. The Scholarship may be terminated at any time by the Business upon the occurrence of any behaviour on the part of the Recipient that the Business, in its sole discretion, deems inappropriate, including but not limited to any misconduct.
15. The Recipient is responsible for informing themselves of the tax consequences of receiving the Scholarship.

Not applying? The app is free for everyone

Not eligible yet, not sure you want to apply, or short on time? None of that stops you from using GeniusCash. Download it for free, learn how money works through short, hands-on Quests, and find real cash back and offers that fit a student budget. You don't need to apply for – or win – the scholarship to get value out of it.

• Quests turn money basics into short lessons you can finish between classes, and you earn GeniusCoins along the way, so you can level up to earn more cash back
• Real cash back on everyday spending, paid into your bank account
• Offers worth up to $250 on cards and accounts that fit a student budget – it's like your own mini scholarship that's much easier to qualify for

Nearly 100K Canadians use GeniusCash, and we've paid out more than $6.4M CAD since 2021.

Prefer reading? Our free student money articles are below.

Download the Free App

About GeniusCash

GeniusCash is part of the moneyGenius and creditcardGenius family. Whether it's picking the right credit card to maximize your rewards on every purchase, cutting down your spending on the things you don't care about, or finding the best cash back deals on the products you love, we know how important it is to keep on top of your finances.

Here are some of our articles to help you strengthen your financial knowledge for your student years and beyond:

• Best Student Bank Accounts In Canada: A Comparison Of The Big Five
• Best Student Credit Cards In Canada
• The Price Of Student Living: Is It Cheaper To Stay On Campus?
• Student Loans Don't Have To Haunt You For The Rest Of Your Life
• How To Save As A Student: From Student Discounts To Credit Cards
• Should You Get A Student Loan, Line Of Credit, Or Credit Card?
• Best Student Phone Plans In Canada: Your Top 5 Options
• Canada Student Loans: Your Ultimate Guide To Provincial And National Student Loans
• Will Your Student Loan Tank Your Credit?
• How To Pay Student Debt In Canada Fast
• Student Credit Cards: My Cautionary Tale
• 8 Loyalty Programs To Save You Money During College And Beyond
• Credit Score In Canada: What These 3 Digits Say About You
• How Credit Card Interest Works in Canada
• 11 Credit Card Terms Explained
• 7 Student Credit Card Mistakes First Year Students Make (That You Want To Avoid)

FAQ

Am I eligible for the scholarship?

If you're a full-time undergraduate or graduate student attending a Canadian university or college with at least a 3.5 GPA (or equivalent), then you're eligible for this scholarship. It doesn't matter what degree or program you're in. Just note that you also have to be a citizen or permanent resident of Canada.

How do I apply for the GeniusCash scholarship?

To apply for this scholarship, fill out the form above. You'll be asked to provide a copy of your transcript during the application process. This can be unofficial for the first step, but we'll reach out for an official version later if we need it. You'll also need to submit a short write-up (1 paragraph) indicating which Quest(s) in the GeniusCash app taught you the most about personal finance, and how it will help you in daily life. Please include the email or nickname for your GeniusCash account.*

You can download the free GeniusCash app here.

I'm in high school. Am I eligible for this scholarship?

Unfortunately, no. This scholarship is only for full-time undergraduate and graduate students. If you're a high school student, you can visit ScholarshipsCanada and other sites for a list of high school scholarships you may qualify for.

How do I convert my GPA to a 4.0 scale?

Here's a link to easily convert your GPA to a 4.0 scale using the average of your percent grades.

What can the $5,000 scholarship be used for?

The $5,000 can be used towards the cost of your studies, including tuition, textbooks, and other education-related expenses.

Can I still use GeniusCash if I’m not applying for the scholarship?

Yes. The GeniusCash app is free for everyone, and you don't need to apply for the scholarship to use it. Complete Quests to learn about budgeting, saving, credit, and investing, earn GeniusCoins along the way, and find cash back and offers that fit a student budget.

You can download the free GeniusCash app here.